Canada Money Order/Scotiabank over classifieds ad: Possible International FRAUD or SCAM from Canadian citizen?

Hello

I am a US citizen. I listed an item on eBay Classifieds (like Craigslist, but a little more pretty to look at). The item is rather pricey, and it’s over $200. I have had the item up for sale for a very long time.

A few days ago, I was contacted by email (as I gave no other way of contact) by a man by the name of A as in animal, L as in Lion [SPACE] D as in dog, I as in ingrate, F as in frog, another F, E as in egg, and R as in red. I do not write his name out of privacy of the internet search results! But yall should be able to figure out his name.

Anyway, he contacts me and is interested in buying my item. He tells me that he is in Canada and would like to speak to me over the phone. I give my cell and he his and we talk a bit about the business we’d conduct. I give him my address, and he gives me his address—the address he gave EXISTS. He tells me he’ll PAY FOR SHIPPING which I saw fair, and that raised the original price about 30 bucks. Whatever, right? He told me he’d pay through Scotiabank (Bank of Nova Scotia, legit)–a money order. The item would be insured through USPS and would be sent as Registered Mail—this is a must for me.

I was willing to have him send me the money order, and I made sure to let him know that I would not ship the item till that Scotiabank money order had been cleared successfully. I’ve read on scams that require the seller to wire "extra funds" to another location, but this is not the case. He wants to buy my item with a Canadian money order and that’s it. I send him the item after the would-be money order clears.

Let’s say I get the money order. Should I ask my bank to check the money order incase it is a fake? Or should I go ahead to deposit the money order and wait for it to clear? Does this sound like a scam to yall? Currently, I am awaiting the money order… and I’m getting paranoid. If yall need me to elaborate more, just say the word; I feel like I just spat words anyway. Any help is appreciated. Thanks!

**PS: Is it true that even if a money order clears a bank, it could turn out to be a fake days or weeks later?
EDIT 12/11/2011: If anyone is wondering what this guy’s email is, it’s HIS NAME that I mentioned above "@hotmail.com". Honestly… I really do feel uneasy about this. If he is legit, he won’t mind doing this electronically, I feel much safer that way. I’ll give him an ultimatum.

The money order is going to be fake. Because it’s drawn on a Canadian bank your US bank has no way to tell if it’s real or not. As a courtesy they will make funds available to you after 2-3 days, but 4 weeks later they will contact you to say it has bounced. It will take at least 3 weeks for an international money order to bounce as it first has to clear your bank then be sent to the Canadian bank who will process it in 2-3 weeks

NEVER accept anything but Paypal on Ebay for any reason. You have NO protection with money order payments when you get scammed

3 Responses to “Canada Money Order/Scotiabank over classifieds ad: Possible International FRAUD or SCAM from Canadian citizen?”

  1. Buffy Staffordshire 08. Jan, 2012 at 7:21 am #

    100% scam.

    There is no buyer.

    There is only a scammer trying to steal your hard-earned money.

    He is not interested in your identity or bank account, only your cash.]

    YES, it is true that even if it looks like a money order or check clears a bank, it could turn out to be fake, days, weeks or months later.

    The next email will be from another of the scammer’s fake names and free email addresses pretending to be the "secretary/assistant/accountant" and will demand you cash a large fake money order sent on a stolen UPS/FedEx billing account number and send the money via Western Union or moneygram back to the scammer posing as the "shipping company". When your bank realizes the money order is fake and it bounces, you get the real life job of paying back the bank for the fees and all the bank’s money you sent to an overseas criminal.

    Western Union and moneygram do not verify anything on the form the sender fills out, not the name, not the street address, not the country, not even the gender of the receiver, it all means absolutely nothing. The clerk will not bother to check ID and will simply hand off your cash to whomever walks in the door with the MTCN# and question/answer. Neither company will tell the sender who picked up the cash, at what store location or even in what country your money walked out the door. Neither company has any kind of refund policy, money sent is money gone forever.

    When you refuse to send him your cash he will send increasingly nasty and rude emails trying to convince you to go through with his scam. The scammer could also create another fake name and email address like "FBI@ gmail.com", "police_person @hotmail.com" or "investigator @yahoo.com" and send emails telling you the job is legit and you must cash the fake check and send your money to the scammer or you will face legal action. Just ignore, delete and block those email addresses. Although, reading a scammer’s attempt at impersonating a law enforcement officer can be extremely funny.

    Now that you have responded to a scammer, you are on his ‘potential sucker’ list, he will try again to separate you from your cash. He will send you more emails from his other free email addresses using another of his fake names with all kinds of stories of being the perfect buyer, great jobs, lottery winnings, millions in the bank and desperate, lonely, sexy singles. He will sell your email address to all his scamming buddies who will also send you dozens of fake emails all with the exact same goal, you sending them your cash via Western Union or moneygram.

    You could post up the email address and the emails themselves that the scammer is using, it will help make your post more googlable for other suspicious potential victims to find when looking for information.

    Do you know how to check the header of a received email? If not, you could google for information. Being able to read the header to determine the geographic location an email originated from will help you weed out the most obvious scams and scammers. Then delete and block that scammer. Don’t bother to tell him that you know he is a scammer, it isn’t worth your effort. He has one job in life, convincing victims to send him their hard-earned cash.

    Whenever suspicious or just plain curious, google everything, website addresses, names used, companies mentioned, phone numbers given, all email addresses, even sentences from the emails as you might be unpleasantly surprised at what you find already posted online. You can also post/ask here and every scam-warner-anti-fraud-busting site you can find before taking a chance and losing money to a scammer.

    If you google "fake check buyer scam", "fake Western Union buyer fraud" or something similar and you will find hundreds of posts of victims and near victims of this type of scam.
    References :
    http://scam.com
    http://scamwarners.com

  2. D McC 08. Jan, 2012 at 7:49 am #

    just be very careful, yes an international payment can clear in your account and be found to be fake a few weeks later so i would definately ask the bank to check it out properly and dont be in too much of a rush to send the item, you could put him off for a week or so by saying it hasnt cleared yet, if he is a scammer he may start to get a bit pushy demanding you send it immediately, this is a sign he is a scammer
    References :

  3. Kittysue 08. Jan, 2012 at 7:55 am #

    The money order is going to be fake. Because it’s drawn on a Canadian bank your US bank has no way to tell if it’s real or not. As a courtesy they will make funds available to you after 2-3 days, but 4 weeks later they will contact you to say it has bounced. It will take at least 3 weeks for an international money order to bounce as it first has to clear your bank then be sent to the Canadian bank who will process it in 2-3 weeks

    NEVER accept anything but Paypal on Ebay for any reason. You have NO protection with money order payments when you get scammed
    References :

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